Finding affordable health insurance in Wisconsin can be a breeze; however, when you are making a purchase as important as health insurance, it is important to protect yourself against fraud. Unfortunately, not all health insurance companies are honest; some “health insurance companies” are not even companies at all.
If your goal is finding affordable health insurance in Wisconsin, look for the following warning signs; they will let you know that the health insurance company or agent in question should be avoided.
Avoid a health insurance company that is very boastful, or seems too confident for your comfort level. If the company does indeed offer coverage for much lower than any other health insurance company in Wisconsin, there may be some kind of scam in progress. It may be very limited coverage, or there may be hidden fees.
Health insurance companies in Wisconsin that claim to offer deals for a limited time or savings for purchasing a health care plan immediately are suspicious. Most health insurance companies in Wisconsin have set rates for specific criteria. They do not normally offer “one time deals” to lure customers.
Close the door or hang up the phone on companies that refuse to provide you with informational forms, pamphlets, or brochures. You should find these in the office, or the company should be willing to mail them to you. Written documentation of what the company offers is essential – period.
Only do business with health insurance companies that are licensed to sell insurance in Wisconsin in order to help protect yourself against scams. The company should have proof of this license; ask to see it. If the company refuses, move on.
Reputable health insurance companies in Wisconsin will provide you with a variety of payment options. Any Wisconsin health insurance company that only allows bank account withdrawals or cash payments seemingly want the money immediately or without proof that you have paid. Does that sound trustworthy?